A trip to the hospital for your employees or their families could significantly set back their finances—but you have the ability to lessen that burden. Assurity’s Group Hospital Indemnity Insurance helps to cover out-of-pocket expenses and associated fees for hospital stays with no direct cost to you.
The average duration of an inpatient hospital stay is 4.5 days.1
The average cost of an inpatient hospital stay is $11,728.1
The average cost of an inpatient hospital stay has increased more than 90 percent between 2000 and 2016.2
of medical expenses were associated with inpatient hospital stays in 2017. (CMS.gov. NHE Table 23).3
When your employees are protected by Group Hospital Indemnity insurance, their benefits start as soon as they’re admitted to the hospital. They can use the benefit to pay for groceries, medical bills, or whatever else they need.
To learn more, read our Why Hospital Indemnity flyer.
Choosing to offer voluntary benefits is a win-win situation for employers and employees—provided you’ve chosen the right carrier. Here are just a few reasons why you and your employees can count on Assurity.
With more than $2.6 billion in assets and a 129-year history, you can rely on Assurity to be there when you need us.
Affordable insurance protection for your employees that is easy to understand and to buy.
We'll help educate your employees on benefit offerings. Dedicated case managers handle all billing and administration, and we pay more than 80% of claims within 10 business days.
While there are many advantages to offering a holistic benefits package, it's an invaluable tool for improving morale and attracting new talent.
NOT AVAILABLE IN NEW YORK.
These policies may contain reductions of benefits, limitations and exclusions. For costs and complete details of coverage, please contact Assurity or review the policy contract.
Group Hospital Indemnity insurance provides limited benefit coverage, is not a substitute for major medical insurance, and may not be appropriate for Medicaid recipients. It is not comprehensive major medical insurance and does not satisfy the requirement for minimum essential coverage under the Affordable Care Act (ACA). It may contain reductions of benefits, limitations and exclusions. The description of benefits is intended only to highlight the insured employee’s benefits and should not be relied upon to fully determine coverage. If this description conflicts in any way with the terms of the policy/certificate, the terms of the policy/certificate prevail. For complete benefits descriptions and conditions, see the policy/certificate.
Policy/Certificate Form Nos. G H1730/G H1730C, G H1731/G H1731C and Certificate Rider Form Nos. R G1732C; R G1733C; R G1734C; R G1735C; R G1736C; R G1737C; R G1738C; R G1739C; R G1740C; R G1741C; R G1742C and R G1743C underwritten by Assurity Life Insurance Company, Lincoln, NE.
Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, New York. Product availability, features and rates may vary by state.